A package of benefits to allow for better savings, increased flexibility and greater convenience for owners 59 and over.


  • No monthly service charge!


  • 15 free transactions, including:
             -Debit purchase
            -Credit Union affiliated ATM networks
            -Surcharge-free access to over 2400 AccuLink® and EXCHANGE® ATMs              
             throughout Canada
            -MemberDirect® online banking
            -In-branch transactions
            -Chequing withdrawls
            -Pre-authorized payments
            -Inter-Credit Union Services (ICU)

  • Per item fee on excess of 15 transactions
  • Interac® (Canada) and Plus®/Cirrus® (International) ATM Networks give you access to ATMs around the world


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