Interac eTransfer®

What is Interac e-Transfer®?

Interac e-Transfer® is used to send, request and receive money in minutes*. Anyone with an email address or mobile phone number and an account at a participating Canadian credit union or bank can use the service without sharing any personal financial information. The process is simple, convenient and secure and provides a great alternative to cheques and cash.



  • Send and receive money directly from and to your existing bank account
  • Autodeposit your money or request money
  • It’s quick, safe, easy, and convenient.
  • Accessible through online banking, mobile web, and mobile apps
  • Funds are accessible immediately after the transfer is deposited.
  • No personal or financial information is shared


How secure is Interac e-Transfer®?

Interac e-Transfer® is one of the safest digital money transfer services in the world. When the service is used, the money is transferred using established and secure banking procedures that financial institutions have used for years to settle cheques, bank machine deposits and withdrawals. Money never travels by email or text - these are simply used to notify you that money was sent or requested, as well as provide instructions to deposit.

How do I access Interac e-Transfer®?

Interac e-Transfer® can be accessed through Online Banking, Mobile Web and the Mobile App. Once logged in, simply select Transfers from the navigation menu to access Interac e-Transfer®.

What is Autodeposit?

Autodeposit allows members to receive real time deposits of incoming e-Transfer transactions automatically into designated accounts. Members will register their email address(es) with Interac via online banking and then all subsequent 'Send Money' e-Transfers will be deposited immediately without the need to answer a security question.

What Does it mean to Request Money?

R​equest Money
 allows members to request money from a contact in their e-Transfer recipient list. Members will pre-select the account to which the funds will be deposited if/when the request is fulfilled. When a request is fulfilled, the funds are immediately withdrawn from the recipient and deposited into the initiators account with a received notification.



® Trademark of INTERAC Inc. Used under license

* Transfer time is dependent on internet and financial institution connectivity